Transparent, predictable pricing is a part of being a reliable business infrastructure partner. NOWPayments' fee structure is designed to be straightforward and competitive, with discounts that reward long-term usage and growing payment volumes.
Quick overview:
- Standard service fees start from 1.0%
- Reduce your fees through ChangeNOW Pro Payouts, continuous activity, and (coming soon) verification
- Payout and Activity discounts can be combined
- Only one verification discount can be active at a time
- Fees below 0.5% are available to enterprise partners
Service Fees
The following service fees are applied to our partners by default:
| Transaction type |
Service fee |
| Single-currency payments |
1.0% |
| Multi-currency payments |
1.5% |
| Fixed Rate payments |
1.5% |
| Custody conversions |
0.5% |
| Withdrawals |
0% |
- Single‑currency payments: You receive funds in the same cryptocurrency your customer pays (e.g., pay in USDT, receive USDT).
- Multi‑currency payments: Your customer pays in one crypto, and you receive a different crypto or stablecoin after auto‑conversion.
- Conversions – off‑chain custody swaps, no gas fees
- Payouts – 0% service fee (only network fees are applied)
- ChangeNOW Pro payouts – $0 network fee (instant, email‑based, no wallet required)
- Integration & setup – Free
- Dedicated 24/7 support – Free
Discounts
Partners may reduce their service fee by qualifying for one or more discount programs.
Partners can reduce their service fee in three independent ways:
- by increasing payout activity
- by maintaining continuous platform usage
- by completing verification